Certificates of Investment. Invest and Bear Fruit.

HMC invites investors to bear fruit for God’s Kingdom by investing in Certificates of Investment. Certificates of Investment offer one through five year terms with rates starting at 1% for a one–year certificate, to 2.25% for a five-year certificate, and an extra .25% paid for a single investment of $100,000 or more. Investors choose to watch earnings grow through compounded interest or periodic interest payments.

Investments provide financing for our Churches of God congregations for building expansion, renovation, and purchase—direct investment in Kingdom work.

This advertisement does not constitute an offer to sell nor a solicitation of an offer to buy any of the securities. The offering is made only by the prospectus.

For more information please contact us.

HMC’s Current Financial Overview*

Our first Certificate of Investment was sold on September 14, 1979, in the amount of $1,000, and is still on deposit. As of December 31, 2023, we are pleased to report that HMC has:

  • 276 certificates of investments issued with a total current value of more than 5.7 million dollars
  • 16 loans funded with combined balances of nearly 1.3 million dollars


1 Year Maturity

2 Year Maturity

3 Year Maturity

4 Year Maturity

5 Year Maturity

Interest Rate (1) (2)

Prime less 4%; minimum 1%

Prime less 3¾%; minimum 1¼%

Prime less 3½%; minimum 1½%

Prime less 3%; minimum 2%

Prime less 2¾%; minimum2¼%